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Candor

What you can do with Candor

Find a starting point, catch an unexpected bill, or make a plan. Choose a question and bring it to your agent with your Candor records.

Find an idea for your money

Good places to start.

A first look. Less admin. A regular check-in.

More ways to use Candor.

26 ideas for your money

23 more ideas, alongside the suggestions above

Spend less

Find subscriptions worth reconsidering

See what repeats, what it costs, and where a closer look could pay off.

One-time or monthly

Spend less

Catch quiet price increases

Spot recurring charges that cost more than they used to.

One-time or weekly

Spend less

Check that my refund actually arrived

Close the loop on a refund or cancellation you already requested.

One-time or weekly

Spend less

Investigate a possible duplicate charge

Separate an actual second charge from pending activity or repeated purchases.

One-time review

Make my money go further

Put spare cash in perspective

Weigh a cash buffer, debt payments, and longer-term saving together.

One-time review

Make my money go further

Look ahead to my next bills

See how expected payments line up with available cash and income.

One-time or weekly

Make my money go further

Make a debt payoff plan

Compare payoff approaches against what you can realistically afford.

One-time review

Stay on track

Build a budget I can live with

Start with your actual spending and make room for what matters to you.

One-time review

Stay on track

Keep my goals within reach

Know when your savings pace and target date need another look.

One-time or monthly

Stay on track

Turn something I want into a savings goal

Give a trip, purchase, or emergency fund a realistic amount and date.

One-time review

Understand my investments

Understand what I actually own

See concentration and overlapping investments across your accounts.

One-time or quarterly

Understand my investments

Find out what my investments cost

Make fund expenses and account fees easier to understand.

One-time review

Plan a life change

Work out what moving would change

Bring rent, one-time costs, and your everyday spending into one decision.

One-time review

Plan a life change

Plan for time away from work

Explore how a break or income change would affect your runway.

One-time review

See the bigger picture

Prepare for my annual financial check-in

Bring your money, life changes, and open questions together.

One-time review

See the bigger picture

Help me choose what comes first

Make sense of competing goals, debts, and things you want from life.

One-time or quarterly

See the bigger picture

Find the weak spots in my safety net

Explore how your whole financial picture would hold up to a setback.

One-time review

See the bigger picture

Keep our financial decisions moving

Remember what you decided, check what happened, and pick up loose ends.

One-time or weekly

Make my money go further

Build a plan around uneven income

Bring freelance work, commissions, or seasonal pay into a steadier plan.

One-time or monthly

Look after my household

Prepare for a money conversation together

Make a household check-in easier, with shared facts and room for different priorities.

One-time or monthly

Look after my household

Make sense of my benefits choices

Connect enrollment decisions to your household needs and cash flow.

One-time review

Look after my household

Get ready for an insurance renewal

Review costs and coverage alongside what has changed in your life.

One-time review

Look after my household

Get organized for my tax preparer

Bring income, possible business expenses, and missing documents into one checklist.

One-time review

Your finances give the prompt its context.

Connect or import your records into Candor, then give a prompt to your connected agent. It can work with your actual activity, budgets, goals, and earlier decisions.

For recurring work, your agent manages the schedule and keeps notes in Candor. Copying a prompt starts neither a task nor a schedule.

Start with the setup for Claude, ChatGPT, Codex, or Grok Bot. Each guide explains how to verify access before running a review.

Find your agent and connect Candor →