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AI prompts for your money, for the agent you already use.
Prompts for the money questions people bring to ChatGPT, Claude, and the other agents they use. Pick one and send it to yours. With Candor, it answers from your real accounts, budgets, goals, and notes, and keeps the plan for next time. Some are a one-time look; your agent can repeat others on a schedule.
Browse all 26 promptsGood places to start.
A first look. Less admin. A regular check-in.
Where do I actually stand?
A first look at your money, with what's worth talking through and why.
One-time reviewStaying organizedCan you keep my money organized for me?
Clear categories and recurring payments, with less sorting for you.
One-time or dailyWhere I standWhat changed this week, and what's coming?
This week's review, what changed, what is coming up, and what still needs following through.
One-time or weeklyFull guideMore ways to use Candor.
26 ideas for your money
23 more ideas, alongside the starting points above
Where I stand
How did this year go, and what's next?
Bring your money, life changes, and open questions together.
One-time reviewFull guideWhat should come first?
Make sense of competing goals, debts, and things you want from life.
One-time or quarterlyCould we handle a setback?
Explore how your whole financial picture would hold up to a setback.
One-time reviewDid we follow through on what we decided?
Remember what you decided, check what happened, and pick up loose ends.
One-time or weeklyWhere my money goes
Am I paying for things I don't use?
See what repeats, what it costs, and where a closer look could pay off.
One-time or monthlyIs anything costing more than it used to?
Spot recurring charges that cost more than they used to.
One-time or weeklyDid that refund ever show up?
Close the loop on a refund or cancellation you already requested.
One-time or weeklyWas that charge a duplicate?
Separate an actual second charge from pending activity or repeated purchases.
One-time reviewCash and debt
What should I do with the cash I have?
Weigh a cash buffer, debt payments, and longer-term saving together.
One-time reviewWill I have enough for the next bills?
See how expected payments line up with available cash and income.
One-time or weeklyHow do I get out from under this debt?
Compare payoff approaches against what you can realistically afford.
One-time reviewFull guideHow do I plan when my income goes up and down?
Bring freelance work, commissions, or seasonal pay into a steadier plan.
One-time or monthlyFull guideGoals
What budget could I actually live with?
Start with your actual spending and make room for what matters to you.
One-time reviewFull guideAm I on track for my goals?
Know when your savings pace and target date need another look.
One-time or monthlyCan I afford the thing I want, and by when?
Give a trip, purchase, or emergency fund a realistic amount and date.
One-time reviewInvesting
Big decisions
Household
How do we talk about money together?
Make a household check-in easier, with shared facts and room for different priorities.
One-time or monthlyFull guideAm I choosing the right benefits?
Connect enrollment decisions to your household needs and cash flow.
One-time reviewFull guideAm I paying the right amount for insurance?
Review costs and coverage alongside what has changed in your life.
One-time reviewWhat does my tax preparer need from me?
Bring income, possible business expenses, and missing documents into one checklist.
One-time reviewFull guideYour records give every question its answer.
Connect your accounts to Candor, then send any of these to the agent you already use. Recurring ideas run on your agent's schedule; copying one starts nothing on its own.