What do I actually own?
See concentration and overlapping investments across your accounts.
Try this with your agent- What your agent needs
- Connected holdings. Fund details or statements may be needed to see underlying exposure.
- What you get back
- A plain-language portfolio explanation with concentrations and gaps in coverage.
- When to use it
- Run it when you need it, or ask your agent to repeat it quarterly.
Try it with your finances.
Copy the prompt into the AI agent you use with Candor. It works from your Candor records and asks for anything it's missing. New to Candor? Connect your agent first.
Explain my investment holdings in Candor across accounts. Show major concentrations and overlapping exposure where current fund information supports it. Separate direct holdings from underlying fund exposure and call out missing accounts or details. Ask about my time horizon and preferences before assessing whether the allocation fits. Do not trade or change investments.
Nothing runs until you send the prompt to your agent.
Separate account holdings from the investments inside funds
Several accounts can hold the same stock or funds with overlapping exposure. Candor's connected holdings provide a starting inventory. Explaining what sits inside a fund needs current fund information, and an unconnected retirement account can materially change the picture. Ask your agent to identify those gaps before describing your overall allocation.
Check the answer
- Keep direct positions separate from underlying fund exposure. Ask for the source and date of fund composition information.
- Distinguish market-driven changes from purchases or sales where the available activity supports it. Mention holdings missing from Candor.
Choose a next step
Bring your time horizon and preferences into the discussion before assessing whether the portfolio fits. A review explains the holdings; it does not place trades or automatically rebalance anything.
Keep exploring.
What are my investments costing me?
Make fund expenses and account fees easier to understand.
One-time reviewWhere I standCould we handle a setback?
Explore how your whole financial picture would hold up to a setback.
One-time reviewWhere I standHow did this year go, and what's next?
Bring your money, life changes, and open questions together.
One-time reviewFull guideAsk it with your own numbers.
Connect your accounts to Candor, then send this to the agent you already use. It answers from your real records and keeps the plan for next time.
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