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Candor
The financial brain for your AI agent

Turn your AI agent into your personal CFO.

Candor connects your accounts and gives the agent you already use the live records, tools, and finance skills to watch your money, catch what's leaking, and follow through.

Paste this to your agent

Set up Candor from https://candor.money/START.md.

Works with Claude, OpenClaw, Hermes, ChatGPT, and any capable agent.

Read-only · bank-grade encryption · from $8.25/month on the annual plan ($99/year) · cancel anytime

ChatGPT
Using CandorReviewing recurring charges
I found two Netflix memberships billing you $15.49 each. Canceling the duplicate would put about$186 a year back. Want me to take care of it?
yes, cancel it
Using browserCanceling the duplicate membership
Using CandorSaving confirmation and watching the next statement
All done. Netflix confirmed the cancellation. You’ll keep access through the current billing period, and I’ll check next month that the extra charge is gone.

One message sets it up.

Nothing new to learn and no dashboard to check. You talk to your agent like you already do. Candor works underneath.

01

Paste one message

Your agent reads the setup guide, connects through the Candor CLI or MCP, and checks with you before each step. Setup takes minutes.

02

Connect your accounts

You pick which accounts to link through a bank-grade, read-only connection. Your logins stay with the linking provider. Candor and your agent never see them.

03

Your agent gets to work

It reviews your accounts on the schedule you set, keeps your budgets and goals current, and brings you only the decisions that need you.

What your agent gets

Live records

Every connected account, organized and queryable, with the transactions behind every number.

Finance skills

Proven methods for finding leaks, right-sizing bills, timing debt, and tracking goals. Source-visible and signed.

Real tools

A CLI and MCP tools built for agents, so yours works from clean data instead of screenshots and guesswork.

Memory that lasts

Budgets, goals, and every decision, kept across sessions. Even a brand-new agent picks up where the last one left off.

Small leaks, real money.

Money leaks in small, boring ways: the double charge, the bill that crept up, the cash earning nothing. Your agent catches them and shows you the receipt.

Reviewing your statement+$1,182/yrfound
Whole Foods
Jun 24
$84.20
Netflix
billed twiceJun 23
$15.49+$276/yr
Same plan, billed twice since March.
Spotify
Jun 22
$11.99
Comcast
up 22%Jun 21
$74.99+$168/yr
Your bill quietly crept up 22% this year.
Shell
Jun 20
$58.00
Chase savings
earning 0.01%0.01% APY
$8,200+$312/yr
$8,200 sitting at 0.01%, barely earning.
Amazon
Jun 19
$42.10
Planet Fitness
unusedJun 18
$39.00+$240/yr
No visits since January, still paying.
Verizon
Jun 18
$90.00
Notion AI
trial ends FriJun 17
$0.00+$96/yr
Free trial converts to paid this Friday.
Costco
Jun 17
$128.40
Audible
unused 5moJun 16
$14.95+$90/yr
Two credits unused for five months.
Lyft
Jun 16
$18.60
Target
Jun 15
$63.20
DoorDash
Jun 15
$41.30

Example finds. Yours depend on your accounts.

It doesn't stop at the statement.

Claude
You have $1,140 of FSA money expiring soon. I found $860 of receipts in your inbox. Want me to submit the claims?
Your phone plan already includes the streaming service you pay for separately. That's $186 a year for something you already have. I drafted the cancellation.
Your bank charged a $35 fee it usually waives for accounts like yours. I wrote the request. Send it?

And it compounds. The models get smarter, your workspace gets richer, and the finds stack up.

Everything else left the work with you.

Budgeting apps show you where the money went. You still do all the work.

AI money apps hand your money to someone else's bot. It works for them, not you.

Advisors charge 1% of everything for two meetings a year. On $200,000, that's $2,000 a year.

Your agent with Candor just does the work.

It works in the background and brings you only the decisions that need you. It never forgets, either: your records, budgets, and choices live in Candor, so even a brand-new agent picks up right where the last one left off.

Free for 7 days · then from $8.25/month on the annual plan ($99/year) · cancel anytime

And no, this isn't another agent to manage. No new app. Your agent just got great with money.

Get started free for 7 days

Works with Claude, OpenClaw, Hermes, ChatGPT, and other capable agents.

Your agent does the homework without taking control.

Your agent can find the problem, help with the next step, and check the result. Candor never moves your money, and you choose what your agent can read.

Always read-only
Candor can read the accounts you connect. It can't move money, pay bills, trade, or change anything at your bank.
Your logins stay private
Your bank login stays with the connection provider. Candor and your agent never see it.
Access is visible
You can see when your agent reads your financial data.
You stay in control
Disconnect accounts, revoke OAuth client access, export your organized data, or delete your Candor data. Cancel anytime.
Skills you can read
The finance methods Candor gives your agent are source-visible, signed, and scanned before they install.

Your accounts

Read-only
Chase•• 4821Connected
Fidelity•• 9930Connected

Your agent’s access

Approved read-only access

Last read 2 hours ago. Access is logged.

Candor keeps the financial facts current and the limits clear. Your data is never sold or used to train models, and your agent acts only when you allow it.

Questions before you connect.

You connect accounts only after you approve agent access and start your Candor subscription. You can disconnect, export, or delete anytime.

What is Candor?

Candor is the financial workspace for the AI agent you already use. It connects your accounts, keeps your records, budgets, goals, and decisions organized, and teaches your agent the methods of a good financial operator. You keep talking to your agent. Candor is what makes it good with money.

How do I get started?

Copy the setup message into your agent. It walks you through everything and stops whenever it needs you: approving access, picking your plan, choosing which accounts to connect. You see the price up front, and your agent is working within minutes.

How much does Candor cost?

Candor has one Personal plan starting at $8.25 per month on the annual plan ($99/year). Also available: $14.99/month. The free trial lasts 7 days; billing starts after the trial. All billing options and the exact charge are shown before Checkout. Cancel anytime by opening Candor’s Manage billing link and completing cancellation in Stripe’s billing portal. Candor has no ads and does not sell your data. You’re the customer, not the product.

Which agents work with Candor?

Any capable agent, hosted or self-hosted: Claude, OpenClaw, Hermes, ChatGPT, and others. If it can read a link or run a terminal, it can work in Candor.

My agent already has finance features. Why Candor?

Built-in finance features give your agent a snapshot it forgets. Candor is permanent: clean records across all your accounts, budgets and goals it actually sticks to, math you can check against the real transactions, and a memory of every decision that survives new sessions and even a new agent.

When does my agent actually check?

Whenever you talk to it, and on whatever schedule you give it. Candor shows your agent how to set up its own recurring check-in, and gives it a quick anything-need-attention read to run each time. Nothing happens that you didn't set up.

Can Candor move money or change my accounts?

No. Candor is read-only for external financial actions. It doesn't move money, pay bills, trade, open accounts, cancel subscriptions, or change anything at your bank. Your agent can act on what Candor finds, using its own tools, with your permission.

Do you store my bank password?

No. You connect through a secure account-linking provider. Candor and your agent never see or store your bank login.

Do you train models on my financial data?

No. Candor doesn't sell your data, run ads, or train models on it. Your data does one job: keeping your agent's picture of your money current.

What happens if I switch agents?

That's half the point. Your records, budgets, goals, notes, and history live in Candor, not inside any one assistant's memory. Switch agents whenever you like. The new one picks up exactly where the old one left off.

Get started

Now someone's watching.

That's the whole thing. One message, you approve access and pick the accounts to connect, and your agent is working on your money within minutes.

One good catch can pay for the whole year.

If the trial finds nothing, tell your agent to cancel. One message, no forms.

A note from Ian →

Paste this to your agent

Set up Candor from https://candor.money/START.md.

Free for 7 days · then from $8.25/month on the annual plan ($99/year) · cancel anytime

Candor is read-only. Bank-grade encryption. Your agent only acts with your permission.

Curious? Read exactly what your agent will read.