Understand my investments
Find out what my investments cost
Make fund expenses and account fees easier to understand.
Try this with your agent- What your agent needs
- Holdings plus current fee schedules, fund documents, or account statements.
- What you get back
- Verified costs, what is still unknown, and questions for your provider.
- When to use it
- A focused review when this question comes up.
Try it with your finances
Copy the prompt into your AI agent to get started. It uses your Candor records and asks for any missing context.
New to Candor? Connect your agent first.
Help me understand the costs of my investments using holdings and transactions in Candor. Verify current fund expense ratios and identify account or advisory fees from source documents. Ask for missing statements or fee schedules rather than inventing costs. Avoid double-counting fund expenses as posted charges. Explain the costs and prepare questions or alternatives for discussion; do not change accounts or trade.
Nothing runs until you send the prompt to your agent.
Keep fund expenses separate from account charges
Updated
Some investment costs appear as transactions, while others are reflected within a fund. Your agent can use Candor's holdings and activity to identify what to investigate, then verify current fee schedules and fund documents. A missing fee transaction is not evidence that an investment has no cost.
Check the answer
- Ask for the source and effective date of each expense ratio, advisory fee, or account charge. Leave unavailable fees marked unknown.
- Check that fund expenses and posted charges are not counted twice. Label any cost estimate and its balance or time-period assumptions.
Choose a next step
Use the result to prepare questions for your provider or a professional. Comparing alternatives also needs account terms and personal context; this review does not change accounts or investments.