What should come first?
Make sense of competing goals, debts, and things you want from life.
Try this with your agent- What your agent needs
- Your financial picture and a conversation about what matters to you.
- What you get back
- An order of priorities with tradeoffs and a manageable next step.
- When to use it
- Run it when you need it, or ask your agent to repeat it quarterly.
Try it with your finances.
Copy the prompt into the AI agent you use with Candor. It works from your Candor records and asks for anything it's missing. New to Candor? Connect your agent first.
Help me decide what deserves my money and attention first. Review my full financial picture in Candor and what we have already decided. Use the available evidence to give me a provisional view now, clearly marking what could change it. Ask only the few questions about my priorities, obligations, worries, or plans that would most affect the decision. Compare competing uses of my money together rather than optimizing each account separately. Propose an order of priorities and explain what I would be giving up. Remember the context in your notes, and update my budget or goals when we settle on changes.
Nothing runs until you send the prompt to your agent.
Compare competing uses of the same money
Debt, savings, a move, and a household goal can each look reasonable on their own. The harder question is what comes first when they compete for the same cash. Your agent can use Candor's records and previous decisions to frame that tradeoff, then ask what matters most to you.
Check the answer
- Ask for a provisional order with the evidence and assumptions behind it. Identify which missing fact would most change that order.
- Make the cost of choosing visible: which goal waits, what flexibility changes, and which obligations still need to be covered.
Choose a next step
Discuss the proposal before saving any exact budget or goal changes. Remember the reasons in a note so a later review can tell whether circumstances changed or the same tradeoff remains.
Keep exploring.
How do I get out from under this debt?
Compare payoff approaches against what you can realistically afford.
One-time reviewFull guideCash and debtWhat should I do with the cash I have?
Weigh a cash buffer, debt payments, and longer-term saving together.
One-time reviewWhere I standWhere do I actually stand?
A first look at your money, with what's worth talking through and why.
One-time reviewAsk it with your own numbers.
Connect your accounts to Candor, then send this to the agent you already use. It answers from your real records and keeps the plan for next time.
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