What will the agent ask you?
A good agent asks before it answers. Expect questions like these, and answer the ones that matter to you.
- Is your next paycheck coming on the usual date?
- Did the refund or cancellation you were waiting on go through?
- Is this new charge something you meant to sign up for?
- Did you decide about the thing you were unsure of last week?
- Is any bill paid from a different account than usual?
What does a good answer look like?
A worked example on sample data: one person paid on the 9th and 23rd, with an airline refund still pending and an internet bill that went up last month.
You
Weekly check-in. Anything I need to know?
Your agent
Three things this week. Your internet bill was $80 again on October 9, up from $65 since September 9, so it isn't a one-off: about $180 more a year. If you share the bill, I can check whether a promo ended and draft a message to the provider.
Your agent
Rent and the car payment, $2,320 together, come out before your paycheck on the 23rd, and checking holds $1,850. Savings has $4,200, so this is about timing, not a shortfall. Do you want to cover the gap from savings, or is part of rent coming from somewhere else this month?
Your agent
The airline refund still hasn't posted. They promised it by October 10, so it's late. I can draft the follow-up, and I'll keep checking for it at next week's check-in.
Illustrative example with sample data, not a customer result.
What Candor's weekly review raises for this household
Once a week, Candor reads the records and notes and raises what's worth talking through, with why it matters and the records behind it. These are the areas it would raise from the sample records. Your agent brings each one up with you and works out the figures.
City Internet went up
City Internet has charged more each month since Sep 9.
A higher bill is easy to miss when it pays itself. Candor says what changed; your agent finds out why.
More is due than checking holds before payday
The bills due before the paycheck around Oct 23 add up to more than checking holds.
A month can balance overall and still run short for a few days. Candor puts the dates side by side so your agent can raise it before a payment bounces.
The review also names what would change the picture. Your agent may ask about: when the airline said the refund would arrive; whether the internet bill's new price came from a promo ending.
What does a weak answer look like?
This week you spent $412 across 23 transactions. Your top categories were groceries ($148), dining ($96), and transportation ($71). Keep up the good work!
- It summarizes spending and stops there. Nothing about what's coming due or whether the balance covers it.
- It can't remember the refund or the decision from last week.
- It cheers instead of saying what needs you.
Keep the briefing about what changed
A useful weekly check-in connects new transactions with the decisions you already made. Candor's records and your agent's notes let it check whether a refund arrived, a bill changed, or an open question still matters. Ask for a short review period and a separate look ahead so past spending and future obligations do not blur together.
Check the answer
- Check the dates and source freshness. If an institution is delayed, the briefing should name the missing coverage rather than imply nothing happened.
- Separate observed changes, estimated upcoming payments, and decisions awaiting you. Carry an unresolved outcome forward with its expected date.
Choose a next step
Try the one-time version first. If the format helps, ask your agent to schedule the recurring version and confirm the time zone and actual schedule. Candor runs its own weekly review of your records and notes, and your agent starts each check-in from it.
Where Candor fits
Your agent works through the question with you, builds the plan, and keeps you on it. Candor gives it your real accounts, exact figures, and the goals, budget, notes, and decisions from earlier sessions, in whichever agent you use. Every week its review raises what's worth talking through and tells your agent why. Candor is not a licensed advisor and gives no advice; your agent does the advising, and the decisions are yours.
- Read-only: Candor cannot move money.
- Candor never sells your financial data or trains models on it, and you can export or delete it.
- Every agent read and change is recorded with its reason.
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Common questions
- What should a weekly money review cover?
- What changed, which bills are due in the next two weeks against your balance before payday, and open follow-ups like refunds, cancellations, or decisions. When the agent does the reading, it takes a few minutes.
- Can ChatGPT or Claude run a weekly money review on a schedule?
- Some agents can run scheduled tasks, depending on the app and plan. The prompt on this page has a weekly version that asks your agent to set the schedule and confirm it. Without saved context, each run starts fresh.
- How is a weekly check-in different from checking a budget?
- A budget check asks whether spending is on plan. A weekly check-in also looks ahead at bills and back at what you said you'd do. Your agent can do both in one pass when the budget is saved somewhere it can read.
- Does Candor send me its weekly review?
- No. Candor's weekly review reads your records and notes once a week and hands what it raised to your agent, and your dashboard shows it as This week's review. Your agent runs the check-in with you and works out the figures. Candor sends nothing and is read-only.