What does Candor add to Claude?

A finance app of its own. Candor reviews your records whenever they change and keeps a short list of what deserves attention, from a price increase to idle cash or an employer match, with the figures behind each item. Claude reads that list when you ask, or on a schedule if it supports one, and the budgets, goals, and decisions you approve are saved for the next conversation and for any other agent you use.

Will the connection work on my phone?

Configure the remote connector on Claude web or Desktop first. Its use in other Claude surfaces depends on the account's support and enabled tools. Confirm Candor is available in the conversation before relying on it; a desktop-only plugin component does not become mobile-compatible just because it is installed.

Does Claude already connect to my bank account?

Not on its own as of September 2026. Claude reaches financial records through connectors, and every Claude plan can add Candor Finance from its connector directory (on Team and Enterprise, an Owner may need to enable it first). A Money tab that links bank accounts was found in testing in the Claude app, but Anthropic has not announced it. Either way, Candor adds the short list of what deserves attention and the saved plans, in Claude and your other agents.

Is Claude Code the same setup?

Claude Code has its own plugin commands and session setup. Use its dedicated guide if you work in the terminal. This page covers the Claude apps.

What does Candor cost?

Candor starts at $8.25 a month on the annual plan ($99 a year), or $14.99 month to month, and the first 7 days are free. Claude's own plan and usage charges are separate.

How do I disconnect Claude?

Revoke the agent's access in your Candor account controls. You can also disconnect a financial institution. Removing a local skill alone does not revoke an existing authorization.

Connect Claude to your bank account.

Give Claude a finance app of its own. Candor reads your accounts as they change and keeps a short list of what deserves attention, so Claude starts with the right question, and the budgets and reasons you approve are there for every later conversation.

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Set up Claude in three steps

1
Create your Candor account and choose your plan. Connect your accounts with bank-grade sign-in now, or import statements with your agent later.
Create your account
2
Copy this message into a conversation with Claude.
Set up Candor from https://candor.money/START.md and walk me through connecting it here.
Or add Candor Finance from Claude’s connector directory, then send the message above so it adds the finance skill.
3
Claude handles the setup its tools support and asks you to approve access to your Candor account.
Setup got stuck? Get help

What you need in Claude

Every Claude plan, including Free, can add Candor Finance from Claude's connector directory, with a custom connector as the fallback. On Team and Enterprise plans an Owner may need to enable it for the organization first, then each member connects their own account. The connection runs from Anthropic's servers, so once it is added at claude.ai it works in Claude Desktop and the phone app too.

Check it worked

Start a new conversation with Claude, enable Candor if asked, and send this:

Check whether the candor-finance skill and Candor access are ready. Tell me about anything missing. If access works, continue my financial task, or start a first review of my money if I have not named one. Be clear about gaps in the records.

Start a fresh conversation with Candor enabled. Ask Claude to confirm the candor-finance skill is loaded, then open your Candor workspace and name the accounts and date range it can actually read. A missing account or short history needs a coverage check, not another plugin install.

What you should see: Claude names the accounts available in Candor and tells you how recent the information is. If you have not added accounts yet, it should explain how to add them. A missing account or older information does not mean setup failed. Ask Claude what is missing before installing again.

What to try with Claude and Candor

Start with a spending question you can check. A budget review lets you compare Claude's proposed categories with your actual transactions before approving any amounts. If a bill looks wrong, narrow the next conversation to that charge.

What access are you granting?

Claude can read the financial records you connect or import into Candor, including available balances, transactions, debts, and holdings. It can also maintain notes and approved plans in the workspace.

Candor has no tool to move money, pay a bill, trade, or cancel a service. Your agent uses its own tools and your authorization for external actions. Candor records a reason for each agent operation, and you can revoke the connection from your account controls.

How read-only access and your controls work

Common questions

What does Candor add to Claude?: A finance app of its own. Candor reviews your records whenever they change and keeps a short list of what deserves attention, from a price increase to idle cash or an employer match, with the figures behind each item. Claude reads that list when you ask, or on a schedule if it supports one, and the budgets, goals, and decisions you approve are saved for the next conversation and for any other agent you use.
Will the connection work on my phone?: Configure the remote connector on Claude web or Desktop first. Its use in other Claude surfaces depends on the account's support and enabled tools. Confirm Candor is available in the conversation before relying on it; a desktop-only plugin component does not become mobile-compatible just because it is installed.
Does Claude already connect to my bank account?: Not on its own as of September 2026. Claude reaches financial records through connectors, and every Claude plan can add Candor Finance from its connector directory (on Team and Enterprise, an Owner may need to enable it first). A Money tab that links bank accounts was found in testing in the Claude app, but Anthropic has not announced it. Either way, Candor adds the short list of what deserves attention and the saved plans, in Claude and your other agents.
Is Claude Code the same setup?: Claude Code has its own plugin commands and session setup. Use its dedicated guide if you work in the terminal. This page covers the Claude apps.
What does Candor cost?: Candor starts at $8.25 a month on the annual plan ($99 a year), or $14.99 month to month, and the first 7 days are free. Claude's own plan and usage charges are separate.
How do I disconnect Claude?: Revoke the agent's access in your Candor account controls. You can also disconnect a financial institution. Removing a local skill alone does not revoke an existing authorization.

Sources

Claude: add a connector from the directory Anthropic
Claude: add and authorize a custom connector Anthropic
Claude: import a plugin marketplace Anthropic
Claude: upload and enable a skill Anthropic

Setup files for agents: Claude connection materials

If setup gets stuck

Let’s get you connected.

Claude does the setup. When it stops, the answer is usually one of a few things it can ask for, and all of them are ready in your Candor dashboard.

Already connected? Check it worked

Finish setup from your Candor dashboard

Sign in, pick Claude, and follow the three steps. The page shows the moment Claude connects, and it has the connection details ready if Claude asks.

Open setup for Claude

Before you start with Claude

Claude's connector directory is on every plan, including Free, and its connectors do not use Free's one custom connection. Add Candor Finance at claude.ai in a browser or in Claude Desktop; the phone app then uses it. On Team or Enterprise, an owner may need to enable it first.

Stuck? Tell us where it stopped.Email us

Claude asks for a server address or connection details

Most apps only need the address. Choose OAuth for authentication and leave Client ID and Client Secret blank; the app registers itself and discovers the rest from the address.

https://api.candor.money/mcp

All connection settings

Transport: Streamable HTTP
Protected resource metadata: https://api.candor.money/.well-known/oauth-protected-resource/mcp
Authorization server metadata: https://api.candor.money/.well-known/oauth-authorization-server
Issuer: https://api.candor.money
Authorization URL: https://api.candor.money/api/auth/oauth2/authorize
Token URL: https://api.candor.money/api/auth/oauth2/token
Dynamic registration URL: https://api.candor.money/api/auth/oauth2/register
Scopes: candor:read candor:state.write candor:connections offline_access
Grant types: authorization_code refresh_token
Response type: code
PKCE method: S256
Token authentication: none

Token authentication is none for this public client. Do not choose OpenID Connect or add openid, email, or profile to the scopes. If an app insists on a Client Secret or a Client ID it cannot create itself, email us. Never enter made-up credentials or paste tokens into chat.

Claude needs the finance skill file

Most apps install it with the connection. If Claude asks for the file, download the complete skill and upload it through the app’s skill control, not as a chat attachment. Keep the whole candor-finance folder, including methods and references.

Something still isn’t working

A setting is missing or locked: Check your app's own instructions for which plan, role, and device can add connections. On a work or school account, ask the admin to allow custom connections and skills. If your account cannot, pick another agent or email us.
Sign-in expired, was cancelled, or keeps failing: Open the Candor connection in your app and choose Connect or Sign in again. Use the new link and come back to the same app after approving. If your app runs on another computer, sign in from that computer.
Connected, but the conversation cannot use Candor: Turn Candor on in the conversation's tools menu and start a new conversation. Make sure you connected it in the same account and on the same device you are using now.
The finance skill is missing or still scanning: Find candor-finance in your app's skill list and turn it on. If the app scans skills, wait for the scan to finish before starting a new conversation. If the skill is not there, upload the ZIP from the skill file section where the app manages skills, not as a chat attachment.

Official Claude instructions

Button names move. When they do, the app’s own instructions win; the Candor values above stay the same.

Start your first review with Claude.

Create your Candor account and connect your accounts. Then send one setup message to the agent you already use and approve its access.

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