Stay on track
Build a budget I can live with
Start with your actual spending and make room for what matters to you.
Try this with your agent- What your agent needs
- Recent income and spending, plus your priorities and non-negotiables.
- What you get back
- An exact budget draft to review before it becomes your approved budget.
- When to use it
- A focused review when this question comes up.
Try it with your finances
Copy the prompt into your AI agent to get started. It uses your Candor records and asks for any missing context.
New to Candor? Connect your agent first.
Build me a monthly budget from what I actually spend in Candor. Separate recurring obligations, flexible spending, and irregular expenses. Ask what matters to me and what I want to change. Show me the exact draft, amounts, assumptions, and tradeoffs, then ask me to approve that version before saving it as my approved budget in Candor.
Nothing runs until you send the prompt to your agent.
Build from a representative stretch of spending
Updated
A budget is easier to assess when the starting point resembles your actual life. Have your agent check the period covered in Candor, separate regular obligations from flexible spending, and flag unusual months. Then tell it what you want to protect or change. The proposal should make those choices visible in exact amounts.
Check the answer
- Include irregular expenses that may be missing from a single month. Check transfers and card payments so the same spending is not counted twice.
- Review each proposed category and the total against income and commitments. Ask how an unusual month or missing account affects the draft.
Choose a next step
Approve the exact version you want saved in Candor. A later weekly review can compare new activity with that plan and ask before changing approved amounts.