Is anything costing more than it used to?
Spot recurring charges that cost more than they used to.
Try this with your agent- What your agent needs
- Several billing periods of transaction history.
- What you get back
- Evidence of changed charges, with likely explanations and next steps.
- When to use it
- Run it when you need it, or ask your agent to repeat it weekly.
Try it with your finances.
Copy the prompt into the AI agent you use with Candor. It works from your Candor records and asks for anything it's missing. New to Candor? Connect your agent first.
Compare recurring charges in Candor with their earlier billing periods. Find meaningful price increases, distinguishing taxes, usage changes, annual renewals, and duplicate transactions from actual increases where evidence allows. Show me the before and after charges and help me investigate or draft a message to the provider. Do not send messages without my authorization.
Nothing runs until you send the prompt to your agent.
Your internet bill was $65 for each of the last three months and is $80 this month. The charges in Candor show the change, but not the reason. If you share the bill, I can check whether a promotion expired or a fee was added and help draft a message to the provider.
Illustrative example, not a customer result. Your agent's findings depend on your records.
Compare like-for-like billing periods
A larger payment is a starting point for an investigation. It may reflect a rate change, but it can also include extra usage, a tax adjustment, a one-time fee, or an annual renewal. Candor supplies the charge history. A bill or provider notice may be needed to explain why the amount changed.
Check the answer
- Compare posted charges for the same service and billing period. Keep pending activity and duplicate imported records out of the comparison.
- Ask your agent to show the earlier amounts and dates beside the new charge, then identify which explanation needs a bill or confirmation from you.
Choose a next step
If the change is unexplained, ask for a draft message with the specific charges attached as references. Your agent should wait for authorization before sending it and remember the outcome for the next check-in.
Keep exploring.
Am I paying for things I don't use?
See what repeats, what it costs, and where a closer look could pay off.
One-time or monthlyWhere my money goesWas that charge a duplicate?
Separate an actual second charge from pending activity or repeated purchases.
One-time reviewWhere my money goesDid that refund ever show up?
Close the loop on a refund or cancellation you already requested.
One-time or weeklyAsk it with your own numbers.
Connect your accounts to Candor, then send this to the agent you already use. It answers from your real records and keeps the plan for next time.
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