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Turn the agent you already use into your personal CFO.

An AI personal finance agent is your own assistant, Claude, ChatGPT, OpenClaw, Hermes, or any capable agent, doing real work on your money: watching your accounts, catching waste, keeping plans current, and remembering every decision. Candor is the financial workspace that makes your agent good at that job.

How it works with your agent

  1. 01Paste one setup message into the agent you already use.
  2. 02Approve its access, your plan, and the accounts you choose to connect.
  3. 03Your agent reviews your finances and brings you only the decisions that need you.
  4. 04Candor remembers what you decide, so every later session starts informed.

Why your own agent, not another finance bot

Every finance app now ships its own assistant, and each one wants to be the thing you talk to. But you will not manage forty assistants. You will have one agent you trust, and it already knows your calendar, your inbox, and your plans. It answers to you, not to a product roadmap.

Candor builds for that agent instead of competing with it. There is no new app to learn and no new bot to meet. The agent you already use gets the financial context it never had.

What your agent can actually do with it

With your accounts connected, your agent can catch the double charge and show you the transactions behind it. It can spot the bill that quietly crept up 20%, the free trial about to convert, the cash sitting at 0.01% while the same bank pays more, and the subscription nobody has used since January.

It also does the quieter work: keeping a budget honest, tracking goals, explaining where the month went, and checking later that a refund actually arrived. You hear about the decisions. The watching happens without you.

What Candor gives it

Four things an assistant cannot get from a chat window. Clean records: your accounts, transactions, holdings, and debts organized across financial institutions and marked with when they were last updated. Lasting memory: budgets, goals, rules, and notes that survive every conversation and even a switch to a different agent. Honest math: calculations that use the records behind them instead of AI predictions. And methods: finance skills that teach your agent how a disciplined review, a recovery, or a budget check is actually done.

The boundary that keeps it safe

Candor is read-only for the outside world. It cannot move money, pay bills, trade, or change anything at your bank, and no tool it ships ever will. Your agent recommends, drafts, and acts under the permissions you give it, outside Candor. Every read of your financial data is logged with a reason you can inspect.

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Put your agent to work on your money.

One message to the agent you already use. You see the price before anything private, approve the access and accounts yourself, and your agent is working within minutes.