Read-only finance access for AI agents.

Everything an agent needs to understand your money: balances and transactions across your banks and cards, investment holdings, debt balances and their terms, recurring charges, and how each number has moved over time. Candor normalizes all of it into one consistent picture, so your agent is not parsing four banks' formats or guessing which charge is which.

Every record carries its own freshness. When a source is stale or coverage is partial, your agent sees that too, and can say so instead of guessing.

Candor cannot move money, pay a bill, execute a trade, open or close an account, or cancel a subscription. That is not a policy that could quietly change. It is the architecture: no such tool exists in the product, so there is nothing for an agent, a bug, or an attacker to misuse.

Accounts connect through a dedicated account-linking provider in a secure browser flow. You sign in with your bank directly. Candor and your agent never see or store your bank credentials.

Every agent client gets access only after you approve its OAuth grant, and every read of your financial data is logged with a reason. When you want out, the exits are real: disconnect accounts, revoke access, export your organized data, or delete it.

Almost everything a good financial operator does is reading, remembering, and arithmetic: noticing the change, checking the history, doing the math, and raising it with you. An agent with clean read-only access and memory that lasts across conversations covers that whole job. The last step, actually acting, belongs to your agent with your permission, which is exactly where it should live.