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Connect Codex to your bank account.

Give Codex a finance app of its own. Candor keeps a short list of what deserves attention in your accounts, from a duplicate charge to a price increase, with the transactions behind each item, and saves the decisions you approve for the next task.

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Set up Codex in three steps

  1. 1

    Create your Candor account and choose your plan. Connect your accounts with bank-grade sign-in now, or import statements with your agent later.

    Create your account
  2. 2

    Copy this message into a conversation with Codex.

    Set up Candor from https://candor.money/START.md and walk me through connecting it here.

  3. 3

    Codex handles the setup its tools support and asks you to approve access to your Candor account.

    Setup got stuck? Get help

What you need in Codex

Codex uses the same plugin catalog as ChatGPT, so the Candor Finance plugin brings the finance skill and the connection to Codex too. In the Codex CLI, the plugins command opens the directory in a browser, and an installed plugin is ready from the next session.

Check it worked

Start a new conversation with Codex, enable Candor if asked, and send this:

Check whether the candor-finance skill and Candor access are ready. Tell me about anything missing. If access works, continue my financial task, or start a first review of my money if I have not named one. Be clear about gaps in the records.

Ask the new task to open Candor and report the available financial coverage. Verify both the candor-finance skill and candor_open tool are present. If access is waiting on browser approval, finish that approval rather than reinstalling.

What you should see: Codex names the accounts available in Candor and tells you how recent the information is. If you have not added accounts yet, it should explain how to add them. A missing account or older information does not mean setup failed. Ask Codex what is missing before installing again.

What to try with Codex and Candor

Try following an expected refund from the merchant's promise to the posted credit. Give Codex the merchant, amount, and promised date. It can compare those details with Candor's transactions and keep a note of what remains unresolved. Any message to the merchant still uses Codex's own tools and your authorization.

What access are you granting?

Codex can read the financial records you connect or import into Candor, including available balances, transactions, debts, and holdings. It can also maintain notes and approved plans in the workspace.

Candor has no tool to move money, pay a bill, trade, or cancel a service. Your agent uses its own tools and your authorization for external actions. Candor records a reason for each agent operation, and you can revoke the connection from your account controls.

Common questions

What does Candor add to Codex?
A finance app of its own. Candor reviews your records whenever they change and keeps a short list of what deserves attention, from a price increase to idle cash or an employer match, with the figures behind each item. Codex reads that list when you ask, or on a schedule if it supports one, and the budgets, goals, and decisions you approve are saved for the next conversation and for any other agent you use.
Does this also connect ChatGPT web?
ChatGPT web does not read Codex's local configuration. Follow the ChatGPT setup page to connect it separately, and check each agent's access in Candor.
What does Candor cost?
Candor starts at $8.25 a month on the annual plan ($99 a year), or $14.99 month to month, and the first 7 days are free. Codex's own plan and usage charges are separate.
How do I disconnect Codex?
Revoke the agent's access in your Candor account controls. You can also disconnect a financial institution. Removing a local skill alone does not revoke an existing authorization.

Sources

  1. Codex: plugins and marketplaces OpenAI
  2. Codex: add and authorize an MCP server OpenAI

Setup files for agents: Codex connection materials

If setup gets stuck

Let’s get you connected.

Codex does the setup. When it stops, the answer is usually one of a few things it can ask for, and all of them are ready in your Candor dashboard.

Already connected? Check it worked

Finish setup from your Candor dashboard

Sign in, pick Codex, and follow the three steps. The page shows the moment Codex connects, and it has the connection details ready if Codex asks.

Open setup for Codex
Stuck? Tell us where it stopped.Email us
Codex asks for a server address or connection details

Most apps only need the address. Choose OAuth for authentication and leave Client ID and Client Secret blank; the app registers itself and discovers the rest from the address.

https://api.candor.money/mcp

All connection settings
Transport

Streamable HTTP

Protected resource metadata

https://api.candor.money/.well-known/oauth-protected-resource/mcp

Authorization server metadata

https://api.candor.money/.well-known/oauth-authorization-server

Issuer

https://api.candor.money

Authorization URL

https://api.candor.money/api/auth/oauth2/authorize

Token URL

https://api.candor.money/api/auth/oauth2/token

Dynamic registration URL

https://api.candor.money/api/auth/oauth2/register

Scopes

candor:read candor:state.write candor:connections offline_access

Grant types

authorization_code refresh_token

Response type

code

PKCE method

S256

Token authentication

none

Token authentication is none for this public client. Do not choose OpenID Connect or add openid, email, or profile to the scopes. If an app insists on a Client Secret or a Client ID it cannot create itself, email us. Never enter made-up credentials or paste tokens into chat.

Codex needs the finance skill file

Most apps install it with the connection. If Codex asks for the file, download the complete skill and upload it through the app’s skill control, not as a chat attachment. Keep the whole candor-finance folder, including methods and references.

Something still isn’t working
A setting is missing or locked
Check your app's own instructions for which plan, role, and device can add connections. On a work or school account, ask the admin to allow custom connections and skills. If your account cannot, pick another agent or email us.
Sign-in expired, was cancelled, or keeps failing
Open the Candor connection in your app and choose Connect or Sign in again. Use the new link and come back to the same app after approving. If your app runs on another computer, sign in from that computer.
Connected, but the conversation cannot use Candor
Turn Candor on in the conversation's tools menu and start a new conversation. Make sure you connected it in the same account and on the same device you are using now.
The finance skill is missing or still scanning
Find candor-finance in your app's skill list and turn it on. If the app scans skills, wait for the scan to finish before starting a new conversation. If the skill is not there, upload the ZIP from the skill file section where the app manages skills, not as a chat attachment.
Official Codex instructions

Button names move. When they do, the app’s own instructions win; the Candor values above stay the same.

Start your first review with Codex.

Create your Candor account and connect your accounts. Then send one setup message to the agent you already use and approve its access.

Start free trial

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