What your agent needs
Any assistant that can connect to a remote MCP server with OAuth can use Candor, and one that can run commands can use Candor's command-line app instead. Loading the finance skill is optional and improves results. Check your app's own skill and connector documentation for which plan, role, and device can add connections.
Check it worked
Start a new conversation with your agent, turn Candor on if asked, and send the message below.
Ask your agent to confirm the candor-finance skill is loaded and open your Candor workspace. It should reply from your records and explain any gaps. A list of tools alone does not confirm setup.
What you should see: Your agent names the accounts in Candor and how recent they are. A missing account means limited coverage, not a failed setup.
Check whether the candor-finance skill and Candor access are ready. Tell me about anything missing. If access works, continue my financial task, or start a first check-in on my money if I have not named one. Be clear about gaps in the records.
What an agent needs to use Candor
Remote MCP with OAuth sign-in, or a shell that can run Candor's command-line app; a place to load the finance skill helps but is optional. Candor's address lets the app register itself, so no client ID or secret is needed.
What Candor adds
Your accounts, figures calculated from your records, the goals and budget you set with your agent, and a weekly review of what's worth talking through, kept the same across every agent you use.
Keep it going
If your agent can schedule work, ask it for a weekly look at what Candor has raised, and have it confirm the schedule it created.
When setup stops
A setting is missing or locked
- What to do
- Your app decides which plan, role, and device can add connections. On a work or school account, ask the admin to allow custom connections.
Sign-in expired, was cancelled, or keeps failing
- What to do
- Send your agent the setup message again so it can pick up where it stopped. Candor's Connections page, linked below, shows the moment it connects.
Connected, but the conversation cannot use Candor
- What to do
- Your app's own connector help says how to turn a connection on in a conversation. Candor's Connections page confirms the connection exists.
The finance skill is missing
- What to do
- Candor's tools work without it. If your app loads skills, your agent can add it from the setup message.
What to try with your agent and Candor
Start with a review of recent spending, a budget built from your transactions, or a decision you want your agent to remember.
What Candor can and cannot do
Candor is read-only toward your money. It has no tool to move money, pay a bill, trade, or cancel a service, it does not train AI models on your financial information, and it records every agent read and change with its reason. You can revoke an agent, export your data, or delete it from your account.
Candor provides records and calculations, not financial advice; your agent advises and acts only through its own tools, with your okay.
Common questions
- What if my agent cannot install plugins or skills?
- The MCP tools alone are enough to start; the skill adds methods and can come later. If your agent can use neither MCP nor the CLI, choose a listed agent or email us.
- What does Candor cost?
- Candor starts at $8.25 a month on the annual plan ($99 a year), or $14.99 month to month, and the first 7 days are free. Your agent's own plan and usage charges are separate.
Sources
- Model Context Protocol: how assistants connect to services Model Context Protocol
- Agent Skills: how assistants load skills Agent Skills
Setup files for agents: your agent connection materials