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Connect OpenClaw to your bank account.

Give OpenClaw a finance app of its own. Candor keeps a short list of what deserves attention, with the figures behind each item, so OpenClaw can bring it to the chat you already use, and the decisions you approve are saved for next time.

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Set up OpenClaw in three steps

  1. 1

    Create your Candor account and choose your plan. Connect your accounts with bank-grade sign-in now, or import statements with your agent later.

    Create your account
  2. 2

    Copy this message into a conversation with OpenClaw.

    Set up Candor from https://candor.money/START.md and walk me through connecting it here.

  3. 3

    OpenClaw handles the setup its tools support and asks you to approve access to your Candor account.

    Setup got stuck? Get help

What you need in OpenClaw

OpenClaw adds MCP servers through its native registry with OAuth, which is the better route for a new install; a CLI installation that already works can stay. Its connections are shared by everyone on the same host by default, and its per-requester identity mode gives each person their own sign-in, which a household or team sharing one OpenClaw will want.

Check it worked

Start a new conversation with OpenClaw, enable Candor if asked, and send this:

Check whether the candor-finance skill and Candor access are ready. Tell me about anything missing. If access works, continue my financial task, or start a first review of my money if I have not named one. Be clear about gaps in the records.

Ask OpenClaw to confirm the candor-finance skill is loaded, call candor_open through MCP, and report the available accounts. Check the active runtime if login succeeded but the tools are missing. An existing CLI setup can verify with candor open. A missing skill needs skill discovery, not another bank connection.

What you should see: OpenClaw names the accounts available in Candor and tells you how recent the information is. If you have not added accounts yet, it should explain how to add them. A missing account or older information does not mean setup failed. Ask OpenClaw what is missing before installing again.

What to try with OpenClaw and Candor

Use the messaging channel for a short question, such as whether a bill arrived at a higher amount. OpenClaw can read the history through Candor and keep the explanation in Candor. For recurring cleanup, agree on which cases it can handle quietly and which uncertain categories should come back to you.

What access are you granting?

OpenClaw can read the financial records you connect or import into Candor, including available balances, transactions, debts, and holdings. It can also maintain notes and approved plans in the workspace.

Candor has no tool to move money, pay a bill, trade, or cancel a service. Your agent uses its own tools and your authorization for external actions. Candor records a reason for each agent operation, and you can revoke the connection from your account controls.

Common questions

What does Candor add to OpenClaw?
A finance app of its own. Candor reviews your records whenever they change and keeps a short list of what deserves attention, from a price increase to idle cash or an employer match, with the figures behind each item. OpenClaw reads that list when you ask, or on a schedule if it supports one, and the budgets, goals, and decisions you approve are saved for the next conversation and for any other agent you use.
Why does my skill work locally but not in the agent?
The agent may run on a different host, workspace, state directory, or sandbox. Check that environment's MCP or CLI access and skill visibility. An installation on your laptop does not automatically install the same files on a remote OpenClaw host.
What does Candor cost?
Candor starts at $8.25 a month on the annual plan ($99 a year), or $14.99 month to month, and the first 7 days are free. OpenClaw's own plan and usage charges are separate.
How do I disconnect OpenClaw?
Revoke the agent's access in your Candor account controls. You can also disconnect a financial institution. Removing a local skill alone does not revoke an existing authorization.

Sources

  1. OpenClaw: MCP setup and runtime reloads the OpenClaw project
  2. OpenClaw: OAuth and remote-host sign-in the OpenClaw project
  3. OpenClaw: skill folders the OpenClaw project

Setup files for agents: OpenClaw connection materials

If setup gets stuck

Let’s get you connected.

OpenClaw does the setup. When it stops, the answer is usually one of a few things it can ask for, and all of them are ready in your Candor dashboard.

Already connected? Check it worked

Finish setup from your Candor dashboard

Sign in, pick OpenClaw, and follow the three steps. The page shows the moment OpenClaw connects, and it has the connection details ready if OpenClaw asks.

Open setup for OpenClaw

Before you start with OpenClaw

Everyone who can use a shared OpenClaw host shares its connections. Connect from a host only you use, or set up per-person isolation first.

Stuck? Tell us where it stopped.Email us
OpenClaw asks for a server address or connection details

Most apps only need the address. Choose OAuth for authentication and leave Client ID and Client Secret blank; the app registers itself and discovers the rest from the address.

https://api.candor.money/mcp

All connection settings
Transport

Streamable HTTP

Protected resource metadata

https://api.candor.money/.well-known/oauth-protected-resource/mcp

Authorization server metadata

https://api.candor.money/.well-known/oauth-authorization-server

Issuer

https://api.candor.money

Authorization URL

https://api.candor.money/api/auth/oauth2/authorize

Token URL

https://api.candor.money/api/auth/oauth2/token

Dynamic registration URL

https://api.candor.money/api/auth/oauth2/register

Scopes

candor:read candor:state.write candor:connections offline_access

Grant types

authorization_code refresh_token

Response type

code

PKCE method

S256

Token authentication

none

Token authentication is none for this public client. Do not choose OpenID Connect or add openid, email, or profile to the scopes. If an app insists on a Client Secret or a Client ID it cannot create itself, email us. Never enter made-up credentials or paste tokens into chat.

OpenClaw needs the finance skill file

Most apps install it with the connection. If OpenClaw asks for the file, download the complete skill and upload it through the app’s skill control, not as a chat attachment. Keep the whole candor-finance folder, including methods and references.

Something still isn’t working
A setting is missing or locked
Check your app's own instructions for which plan, role, and device can add connections. On a work or school account, ask the admin to allow custom connections and skills. If your account cannot, pick another agent or email us.
Sign-in expired, was cancelled, or keeps failing
Open the Candor connection in your app and choose Connect or Sign in again. Use the new link and come back to the same app after approving. If your app runs on another computer, sign in from that computer.
Connected, but the conversation cannot use Candor
Turn Candor on in the conversation's tools menu and start a new conversation. Make sure you connected it in the same account and on the same device you are using now.
The finance skill is missing or still scanning
Find candor-finance in your app's skill list and turn it on. If the app scans skills, wait for the scan to finish before starting a new conversation. If the skill is not there, upload the ZIP from the skill file section where the app manages skills, not as a chat attachment.
Official OpenClaw instructions

Button names move. When they do, the app’s own instructions win; the Candor values above stay the same.

Start your first review with OpenClaw.

Create your Candor account and connect your accounts. Then send one setup message to the agent you already use and approve its access.

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