How are my investments actually doing?
Gains and losses against what you paid, by account and holding, apart from what you added.
Try this with your agent- What your agent needs
- Holdings with cost basis. Your agent says where basis is missing.
- What you get back
- Gains and losses by holding and account, with contributions kept apart from growth.
- When to use it
- A focused review when this question comes up.
Try it with your finances.
Copy the prompt into the AI agent you use with Candor. It works from your Candor records and asks for anything it's missing. New to Candor? Connect your agent first.
Tell me how my investments are actually doing. Use my holdings and cost basis in Candor to show gains and losses by holding and by account, keeping money I added apart from growth. Say where cost basis is missing instead of guessing it. Point out any holding that makes up a large share. Explain the results plainly and do not suggest trades.
Nothing runs until you send the prompt to your agent.
Separate what you added from what grew
A rising balance can be your own contributions rather than growth. Candor holds holdings and, where your brokerage reports it, cost basis. Your agent can show gains and losses by holding and account, keeping deposits apart from returns.
Check the answer
- Check where cost basis is missing. A gain without basis is a guess, and the page should say so.
- Look at how much any one holding makes up. A large share in one company matters more than a small loss.
Choose a next step
To understand what you own underneath your funds, look at the portfolio in depth. Fees are worth a look too.
Keep exploring.
What do I actually own?
See concentration and overlapping investments across your accounts.
One-time or quarterlyInvestingWhat are my investments costing me?
Make fund expenses and account fees easier to understand.
One-time reviewLooking aheadCould I stop saving for retirement and still be okay?
Check whether what you have invested could grow into enough on its own, the idea called coast FIRE.
One-time reviewCalculatorAsk it with your own numbers.
Set up Candor, then send this to the agent you already use. It answers from your real records and keeps the plan for next time.