Your money, handled
by the AI agent you already use.
Candor connects your accounts to Claude, ChatGPT, Grok Bot, OpenClaw, Hermes, or any capable agent. Your agent builds the budget, sorts every transaction, tracks your goals, and catches what leaks.
Free for 7 days · read-only · bank-grade encryption · cancel anytime.
Using CandorReviewing this month's recurring charges against last year
Using CandorNoting the increase and the $168 a year at stake
134
transactions across 4 accounts · Aug 4 through Sep 2
Recent
7 of 134
- Whole FoodsSep 2Groceries$84.20
- ComcastSep 1up 22%Utilities$74.99+$168/yr
- SpotifySep 1Subscriptions$11.99
- ShellAug 31Transportation$58.00
- AmazonAug 30Shopping$42.10
- Planet FitnessAug 30Personal Care$39.00
- TargetAug 29Shopping$63.20
Your agent in chat, your Candor dashboard beside it. Example numbers.
- $1,100+refunded from overlapping subscriptions
- $179.88/yron a design plan already covered by another
- $2,200/yrin cash earning next to nothing
- $17.50/momore since a streaming plan doubled in price
- $500/yron one subscription paid twice
- $120in double charges never refunded
- $216/yrtrimmed from an oversized workspace plan
- $990/yrin card fees against unused benefits
- $207.31left unused on a $300 travel credit
- $97/moon a cloud bill that crept all year
- $24,886found to offset capital gains at tax time
Real finds from real connected accounts.
What it does while you're not looking.
Your agent keeps the whole workspace current. You open the dashboard when you feel like it, and the work is already done.
Every transaction, sorted.
New charges get categorized as they post. Say once that your cloud bills are work expenses and your agent writes the rule, then fixes the history.
- VercelSep 1UncategorizedWork Expenses$34.49
- Trader Joe'sAug 30UncategorizedGroceries$54.12
- Fly.ioAug 29UncategorizedWork Expenses$16.58
- Google WorkspaceAug 28UncategorizedWork Expenses$8.40
Goals it keeps you honest about.
Say what you're saving for. Your agent drafts the target and the monthly amount from your real cash flow, you approve it, and it tracks the pace.
Japan in February
Purchase · Feb 12
$2,976.00 saved of $4,800.00
A heads-up before a line runs hot.
It watches the pace of each budget line, not just the month's total, so you hear about it on day 12 instead of day 30.
Day 12 of 30. The tick is where the plan expects each line to be.
It remembers, so you never repeat yourself.
Every rule, correction, and approved plan lives in Candor. A new chat, or a new agent, picks up where the last one left off.
What your agent has on record
- Aug 2Cloud bills are work expenses.
- Aug 9Keep the gym through March, then review it.
- Sep 1September budget approved, groceries at $700.
- Sep 4Japan in February: $4,800, $400 a month.
All of it shows up in one place: accounts, spending, budget, goals, net worth, and a feed of every action your agent took with the reason it gave. Kept current by your agent, not by you.
It pays for itself in the first month.
One catch covers the year. And a lot of what matters never shows up as a line item.
Example statement. Your finds depend on your accounts.
What a statement can't tell you
- Dining is running hot on day 12.on track to land $311 over if it holds
- The 0% promo rate ends in 43 days.$3,200 would roll to 24.49% APR
- An $860 reimbursement never arrived.62 days after it was approved
- The emergency fund slipped under 3 months.after the car repair, under your floor
- FSA money expires Dec 31.$1,140 still unspent
- Rent is due before the paycheck lands.a $2,400 gap on the 1st
Example notices. Yours depend on your accounts.
Everything else leaves the work to you.
Budgeting apps show you where the money went. You still do all the work.
AI money apps hand your money to someone else's bot. It works for them, not for you.
Advisors charge 1% of everything for two meetings a year. On $200,000, that's $2,000 a year.
With Candor, the work gets done.
The budget is built. The month is sorted. The goals are tracked. The leaks are caught. Your agent brings you the two decisions that need you and nothing else, and it never forgets: your records, budgets, and choices live in Candor, so a brand-new agent picks up right where the last one left off.
No homework. No second agent to manage. Your agent just gets great with money.
Free for 7 days · one paid plan · current terms shown before checkout · cancel anytime
Works with Claude, OpenClaw, Hermes, ChatGPT, and any capable agent.
The work gets done.
Candor never moves your money.
Your agent does the work under the access you approve. Candor holds the facts and the record, and it never moves money. Anything your agent can do beyond Candor is up to you.
- Candor never moves money
- It reads the accounts you connect. It can't pay bills, trade, transfer, or change anything at your bank.
- Your logins stay private
- Your bank login stays with the connection provider. Candor and your agent never see it.
- Every action, with its reason
- Everything your agent does in Candor lands in the activity feed in its own words. Disconnect an account, revoke an agent, export, or delete anytime.
- Your data isn't the product
- Never sold, never used to train models. No ads. You're the customer.
Accounts
Read-only- Chase Total Checking•• 4821 · connectedRead-only
- Fidelity Brokerage•• 9930 · connectedRead-only
- American Express Blue Cash•• 1007 · connectedRead-only
Claude · your agent
Approved Aug 12 · last read 2 hours ago
Questions before you connect.
You connect accounts only after you approve agent access and start your Candor subscription. You can disconnect, export, or delete anytime.
What is Candor?
Candor is the financial workspace that lets the AI agent you already use handle your money. It connects your accounts, keeps your records, budgets, goals, and decisions organized, and teaches your agent the methods of a good financial operator. You keep talking to your agent. Candor is what makes it good with money.
What does handled actually mean?
Your agent does the work through Candor: it builds and keeps the budget, sorts every transaction, tracks your goals, watches recurring charges for creep and duplicates, and follows through on what you approve. It remembers every decision and brings you only the calls that need you.
How much does Candor cost?
Candor has one Personal plan starting at $8.25 per month on the annual plan ($99/year). Also available: $14.99/month. The free trial lasts 7 days; billing starts after the trial. All billing options and the exact charge are shown before Checkout. Cancel anytime by opening Candor’s Manage billing link and completing cancellation in Stripe’s billing portal. Candor has no ads and does not sell your data. You’re the customer, not the product.
Which agents work with Candor?
Any capable agent, hosted or self-hosted: Claude, OpenClaw, Hermes, ChatGPT, and others. If it can read a link or run a terminal, it can work in Candor.
My agent already has finance features. Why Candor?
Built-in finance features give your agent a snapshot it forgets. Candor is permanent: clean records across all your accounts, budgets and goals it actually sticks to, math you can check against the real transactions, and a memory of every decision that survives new sessions and even a new agent.
When does my agent actually check?
Whenever you talk to it, and on whatever schedule you give it. Candor shows your agent how to set up its own recurring check-in, and gives it a quick anything-need-attention read to run each time. Nothing happens that you didn't set up.
Do I get a dashboard, or is it all chat?
Both. Your agent works through Candor's CLI and MCP tools, and you get a live dashboard: accounts, spending, budget, goals, net worth, and an activity feed of every action your agent took with the reason it gave. Your agent keeps it current. You never maintain it.
Can Candor move money or change my accounts?
No. Candor is read-only for external financial actions. It doesn't move money, pay bills, trade, open accounts, cancel subscriptions, or change anything at your bank. Your agent can act on what Candor finds, using its own tools, with your permission.
Do you store my bank password?
No. You connect through a secure account-linking provider. Candor and your agent never see or store your bank login.
Do you train models on my financial data?
No. Candor doesn't sell your data, run ads, or train models on it. Your data does one job: keeping your agent's picture of your money current.
Ready to put your money on autopilot?
One good catch can pay for the whole year.
Free for 7 days · one paid plan · current terms shown before checkout · cancel anytime
Candor is read-only. Bank-grade encryption. Your agent only acts with your permission.
- 01Create your account.
- 02Connect your accounts, read-only.
- 03Hand it to your agent with one message.